Step-by-Step Overview of Debt Dispute and Resolution through My Debt Navigator
1. Understand the Program
- Debt Dispute and Resolution uses a legal approach to resolve debt.
- Our team of lawyers enforces consumer protection laws, such as:
- Fair Debt Collections Practices Act
- Fair Credit Billing Act
Goals of the program:
- Waive debts and remove them from credit reports.
- Provide full legal protection throughout the process.
2. Check Eligibility Requirements
- Minimum debt amount: $6,500.
- Minimum account balance: $100 per account.
3. Know the Benefits
- Lower Monthly Payments: Payments are interest-free.
- Debt Elimination: Debts are waived and eliminated.
- Credit Report Improvement: Trade lines are removed.
- No Tax Implications: Avoid tax consequences often tied to other options.
- Protection Against Harassment: Creditors' harassment is limited.
- Legal Protection: Provided throughout the entire process.
4. Understand the Timeline
- The program typically takes 24 to 30 months to complete.
5. Take Action
- Determine if Debt Dispute and Resolution is the right solution for you.
- Book an Appointment with one of our debt specialists for personalized assistance.
